Bearish · Momentum
On the watchlist; Standard entry checks have not cleared. A high score alone is not permission to trade.
Run a fresh Quick Check →STOCK QUICK CHECK · START INVESTING OR ALREADY TRADINGSTART INVESTING · CHECK BEFORE YOU BUY
Starting to invest or already trading? Quick Check any stock before you buy — TAKE, WAIT, or PASS with plain-language reasoning. No prior experience required. Practice first: one free check a week.
5.0 on the App Store (4 ratings) · 1 free Quick Check each week · No bank connection required
See how it worksApex can say wait as well as take. See an open risk alert, an eligible setup, and—when available—a higher-scoring setup reserved for the app.
Latest session snapshot · Oct 23, 2026 · 04:01 PM ET. Standard intraday board; re-check current conditions before acting.
Bearish · Momentum
On the watchlist; Standard entry checks have not cleared. A high score alone is not permission to trade.
Run a fresh Quick Check →Bearish · Momentum
Standard board entry checks cleared at the scan timestamp. Re-check current conditions before acting.
Run a fresh Quick Check →Ticker reserved for the app
Bearish · Momentum
Apex Score measures setup quality, not probability of profit. These are market snapshots, not personalized advice or trade orders. No verdict guarantees a result.
If you're starting to invest and feel like you're guessing with no roadmap, this is the simple next step — not a wall of charts. NVDA, TSLA, SPY — whatever you were about to tap Buy on. Type the symbol, get a clear next step.
Type the name you're considering—stock, call, or put.
Tell Apex what you're thinking about taking—not just the name, but the trade shape.
Apex returns TAKE, WAIT, or PASS with an Apex Score and plain-language reasoning.
Real app preview captured on iPhone. Screens show examples; Android appearance may vary.
Take, wait, or pass. Learn what each verdict means before deciding what to do next.
Setup and timing are aligned. Risk remains within range.
The setup is developing, but entry conditions have not cleared.
The risk does not justify this setup right now.
Illustrative scores and verdicts. A score is not a probability of profit; no verdict guarantees a result.
Apex is the decision engine inside RichesReach—not a signal room, not a hype feed. It weighs setup quality, timing, liquidity, and risk before you act.
Setup quality and conviction on a 0–100 scale. Higher means more of the checklist has cleared—not a promise of profit.
Apex separates a developing idea from one that's ready. WAIT means the thesis may be fine—but entry conditions haven't cleared yet.
Volatility, liquidity, and guardrails can block a trade even when the chart looks good. PASS is often the disciplined choice — a pause when emotion wants to tap Buy.
Every verdict ships with a short explanation you can read in seconds—not a black box and not a guarantee.
RichesReach is built to interrupt FOMO and chase — so you get a clear TAKE, WAIT, or PASS before an impulsive trade, not after.
Apex watches for the patterns that turn a check into a mistake: chasing a move that already ran, FOMO entries, revenge sizing after a loss, and oversized positions. You get a plain-language pause before you confirm — behavioral coaching at the moment of action, not a tip after the fill. When your risk profile is set in the app, that context shapes size and permission around the same TAKE / WAIT / PASS check — it does not invent a guaranteed pick.
Start with Quick Check. Keep exploring the tools and knowledge that put your financial life in context.
Explore portfolio and research tools, and Financial GPS for a wider view of net worth, financial health and longer-term goals.
Explore in the app ↗Learn how to evaluate a stock, plan position size, and use a pre-trade checklist. Take the next step at your own pace.
Explore the learning hub ↗Research markets, follow guided learning, and join educational conversations focused on understanding and accountability.
Read the pre-trade checklist ↗Feature access can depend on your account, plan, connected data and permissions.
RichesReach shows recent Apex calls and how they aged. When WAIT was right, you see it. When nothing cleared, you see that too.
No cherry-picking. No fabricated win rates. Accountability is part of the product.
2 completed outcomes available from 1570 recorded TAKEs in the 30-day window, 2026-09-24 to 2026-10-23. Showing the latest 2, including losses.
| Ticker | Session date | Direction | Reported result |
|---|---|---|---|
| DNTH | 2026-10-07 | SHORT | +0.09% |
| TNGX | 2026-10-07 | SHORT | -0.42% |
Snapshot retrieved October 23, 2026. Results are API-reported call outcomes, not a portfolio return. Small samples do not establish performance.
View the full ledger and methodology →App Store reviews, shown as written. Names as published on the listing.
Makes the stock market make sense. Everyone always tries to tell you to invest — who translates the boring financial lingo? This app grows with you, makes learning engaging, has a great community, and helps you explore stocks. For those of us who’d rather nap by sentence two — I recommend it.
Finally found an app that can actually help me understand my financials — helps you track how much you can save or earn.
From the App Store listing · 5.0 from 4 ratings.
When Apex says WAIT, you shouldn't have to stare at the screen. Verdict Watch alerts you when conditions change—so you can re-check before you act.
Save a symbol you're watching, and RichesReach Pro can nudge you when Apex moves from WAIT toward TAKE—or when risk shifts enough to matter. It's monitoring, not auto-trading.
WAITRE-CHECK
Explore RichesReach Pro ↗Work through setup, timing and risk before you act.
Read the guide ↗02THE CALCULATORExplore how position size changes the dollars at risk.
Open the risk calculator ↗03THE RESEARCHBuild a more structured way to evaluate a stock.
Read the guide ↗Try Quick Check free. Pro is unlimited checks and WAIT → TAKE alerts — after you have already used the product.
Early users on the App Store · 5.0 from 4 ratings · 1 free Quick Check each week in the app
or $4.99 / week — same Pro features, lower commitment
Less than the spread on one impulsive trade.
Current pricing and purchase terms are shown in the app before purchase. Plans and billing options can vary by platform and app release. For Apple subscriptions, manage or cancel in Settings → Apple ID → Subscriptions. Manage your plan ↗
I started RichesReach because too many people — especially in places where nobody sits you down and explains how money works — end up taking advice from a chart or a stranger on social media promising they'll get rich. I've spent 13 years as a software engineer across a bunch of different industries, with a degree in information systems and a business administration minor from UNF. RichesReach is the tool I wish had existed: it tells you TAKE, WAIT, or PASS with real reasoning, tracks its own calls honestly, and lets you practice before you risk real money.
Why I built this: a judgment-free check for people starting to invest — and a second read for traders who already know charts but still hit Buy on emotion.
Marion Collins on LinkedIn · Why I built this · support@richesreachai.com
Account linking runs through Plaid, not us directly — we never see or store your bank login. Data in transit is encrypted, and you can revoke access at any time from the app or Plaid's consumer portal.
Straight answers for beginners and active traders — before you download.
Both. If you're starting to invest, Quick Check gives a plain TAKE, WAIT, or PASS before you risk money. If you already trade, Apex adds setup quality, timing, and risk context at the moment of action.
Not for you if you want auto-trading, guaranteed picks, or signals to copy blindly. RichesReach is decision support — a pre-trade checklist with TAKE, WAIT, or PASS — not a tip sheet and not a promise of profit.
TAKE means the setup and timing look aligned within product risk rules. WAIT means the idea may be fine but entry conditions have not cleared. PASS means risk does not justify acting now. None of these are guarantees of profit.
No. You can use Quick Check without linking a bank. If you choose portfolio features later, linking runs through Plaid — we never see or store your bank login.
No. RichesReach provides educational information and decision-support tools. It is not individualized investment advice and does not guarantee results. Investing involves risk, including possible loss of principal.
One Quick Check each week on the free plan. Pro unlocks unlimited checks plus WAIT → TAKE monitoring alerts.
Yes. Manage your subscription through the billing provider shown at purchase. For iPhone subscriptions, use Settings → Apple ID → Subscriptions; Apple handles billing. For Android, use the subscription-management option in your app when available, or contact support.
Yes. Apex uses live and historical market data to score setups. The weekly ledger on this site also compares recent calls against real end-of-day prices.
Account linking uses Plaid. Data in transit is encrypted. You can revoke access anytime from the app or Plaid's consumer portal. See our Privacy Policy for details.
Get RichesReach. Try one Quick Check free each week.
RichesReach provides financial education, market information and decision-support tools powered by Apex. It is not individualized investment advice. TAKE, WAIT and PASS are product decisions, not guarantees of profit or loss. Nothing on this site is a recommendation to buy or sell any security. Investing involves risk, including possible loss of principal.