STOCK QUICK CHECK · START INVESTING OR ALREADY TRADINGSTART INVESTING · CHECK BEFORE YOU BUY

Before you buy, get the why.
Built for people starting to invest — and traders who want a second read.
Starting to invest or already trading?
Check the stock first.

Starting to invest or already trading? Quick Check any stock before you buy — TAKE, WAIT, or PASS with plain-language reasoning. No prior experience required. Practice first: one free check a week.

Powered by Apex · SEC Form 4 insider-buying context when detected.

1 free homepage check per week. No account or download required. Educational analysis, not a trade order.

Not for you if: you want auto-trading, guaranteed picks, or signals to copy blindly — RichesReach is decision support, not a tip sheet.

5.0 on the App Store (4 ratings) · 1 free Quick Check each week · No bank connection required

See how it works
More context. More considered decisions.
5s LOOP · SCAN → VERDICT
STANDARD SETUPS · RISK ALERTS

Latest Apex Radar

Apex can say wait as well as take. See an open risk alert, an eligible setup, and—when available—a higher-scoring setup reserved for the app.

Explore the daily radar →

Latest session snapshot · Oct 23, 2026 · 04:01 PM ET. Standard intraday board; re-check current conditions before acting.

$TSLA

Bearish · Momentum

APEX 68 · WAIT

On the watchlist; Standard entry checks have not cleared. A high score alone is not permission to trade.

Run a fresh Quick Check →
$TMUS

Bearish · Momentum

APEX 87 · TAKE

Standard board entry checks cleared at the scan timestamp. Re-check current conditions before acting.

Run a fresh Quick Check →

Ticker reserved for the app

Bearish · Momentum

APEX 90 · TAKE
Unlock ticker in the free iPhone app ↗

Apex Score measures setup quality, not probability of profit. These are market snapshots, not personalized advice or trade orders. No verdict guarantees a result.

01 / QUICK CHECK

One question.
A more considered move.

If you're starting to invest and feel like you're guessing with no roadmap, this is the simple next step — not a wall of charts. NVDA, TSLA, SPY — whatever you were about to tap Buy on. Type the symbol, get a clear next step.

1

Enter a stock symbol

Type the name you're considering—stock, call, or put.

2

Choose your instrument

Tell Apex what you're thinking about taking—not just the name, but the trade shape.

3

Get your verdict—and the why

Apex returns TAKE, WAIT, or PASS with an Apex Score and plain-language reasoning.

RichesReach app screenshot showing today's Apex daily guidance for a ticker

Real app preview captured on iPhone. Screens show examples; Android appearance may vary.

The decision system

A clear next step.
With context behind it.

Take, wait, or pass. Learn what each verdict means before deciding what to do next.

APEX 84
TAKE

Setup and timing are aligned. Risk remains within range.

APEX 67
WAIT

The setup is developing, but entry conditions have not cleared.

APEX 39
PASS

The risk does not justify this setup right now.

Illustrative scores and verdicts. A score is not a probability of profit; no verdict guarantees a result.

Apex intelligence

The reasoning matters
as much as the verdict.

Apex is the decision engine inside RichesReach—not a signal room, not a hype feed. It weighs setup quality, timing, liquidity, and risk before you act.

BEYOND THE NEXT TRADE

Your bigger picture
belongs here, too.

Start with Quick Check. Keep exploring the tools and knowledge that put your financial life in context.

YOUR MONEY IN CONTEXT

See beyond the ticker.

Explore portfolio and research tools, and Financial GPS for a wider view of net worth, financial health and longer-term goals.

Explore in the app ↗
KNOWLEDGE THAT STAYS WITH YOU

Build the understanding.

Learn how to evaluate a stock, plan position size, and use a pre-trade checklist. Take the next step at your own pace.

Explore the learning hub ↗
GO DEEPER WHEN YOU WANT

Keep building your process.

Research markets, follow guided learning, and join educational conversations focused on understanding and accountability.

Read the pre-trade checklist ↗

Feature access can depend on your account, plan, connected data and permissions.

Accountability

Show the calls.
Show what happened next.

RichesReach shows recent Apex calls and how they aged. When WAIT was right, you see it. When nothing cleared, you see that too.

Track record Labeled outcomes over the last 30 days—favorable rate, recent calls, honest empty states when data is thin.

No cherry-picking. No fabricated win rates. Accountability is part of the product.

This week's ledger See full ledger →
Our picks No closed results
S&P 500 Benchmark unavailable

339 TAKEs recorded this week; none have a completed result. Recent completed calls appear below.

Reporting window: 2026-10-19 to 2026-10-23. Snapshot retrieved October 23, 2026.

Latest completed calls · 30-day window

2 completed outcomes available from 1570 recorded TAKEs in the 30-day window, 2026-09-24 to 2026-10-23. Showing the latest 2, including losses.

Most recent completed Apex calls in the reporting window
TickerSession dateDirectionReported result
DNTH2026-10-07SHORT+0.09%
TNGX2026-10-07SHORT-0.42%

Snapshot retrieved October 23, 2026. Results are API-reported call outcomes, not a portfolio return. Small samples do not establish performance.

View the full ledger and methodology →
From real users

What people say
after they check.

App Store reviews, shown as written. Names as published on the listing.

Makes the stock market make sense. Everyone always tries to tell you to invest — who translates the boring financial lingo? This app grows with you, makes learning engaging, has a great community, and helps you explore stocks. For those of us who’d rather nap by sentence two — I recommend it.

Finally found an app that can actually help me understand my financials — helps you track how much you can save or earn.

From the App Store listing · 5.0 from 4 ratings.

RichesReach Pro

A watchlist with
a reason to come back.

When Apex says WAIT, you shouldn't have to stare at the screen. Verdict Watch alerts you when conditions change—so you can re-check before you act.

Set a watch. Get notified.

Save a symbol you're watching, and RichesReach Pro can nudge you when Apex moves from WAIT toward TAKE—or when risk shifts enough to matter. It's monitoring, not auto-trading.

WAITRE-CHECK

Explore RichesReach Pro ↗
Plans

Start with a question.
Choose how deep to go.

Try Quick Check free. Pro is unlimited checks and WAIT → TAKE alerts — after you have already used the product.

Early users on the App Store · 5.0 from 4 ratings · 1 free Quick Check each week in the app

Try it free

$0 / download
  • 1 Quick Check per week
  • TAKE, WAIT, or PASS with Apex Score
  • No subscription required to try
RICHESREACH PRO

Unlimited scans + alerts

$14.99 / month

or $4.99 / week — same Pro features, lower commitment

Less than the spread on one impulsive trade.

  • Verdict Watch alerts
  • Deeper Apex analysis and history
  • Expanded monitoring and decision tools

Included in every download

No Pro required
  • Portfolio and research tools
  • Guided learning and community
  • Always available inside the app — not behind the Pro paywall

Current pricing and purchase terms are shown in the app before purchase. Plans and billing options can vary by platform and app release. For Apple subscriptions, manage or cancel in Settings → Apple ID → Subscriptions. Manage your plan ↗

Who's building this

Built for a better
relationship with money.

Marion Collins, founder of RichesReach

Marion Collins Founder, RichesReach

I started RichesReach because too many people — especially in places where nobody sits you down and explains how money works — end up taking advice from a chart or a stranger on social media promising they'll get rich. I've spent 13 years as a software engineer across a bunch of different industries, with a degree in information systems and a business administration minor from UNF. RichesReach is the tool I wish had existed: it tells you TAKE, WAIT, or PASS with real reasoning, tracks its own calls honestly, and lets you practice before you risk real money.

Why I built this: a judgment-free check for people starting to invest — and a second read for traders who already know charts but still hit Buy on emotion.

Account linking runs through Plaid, not us directly — we never see or store your bank login. Data in transit is encrypted, and you can revoke access at any time from the app or Plaid's consumer portal.

FAQ

Good questions.
Straight answers.

Straight answers for beginners and active traders — before you download.

Is RichesReach for beginners or experienced investors?

Both. If you're starting to invest, Quick Check gives a plain TAKE, WAIT, or PASS before you risk money. If you already trade, Apex adds setup quality, timing, and risk context at the moment of action.

Who is RichesReach not for?

Not for you if you want auto-trading, guaranteed picks, or signals to copy blindly. RichesReach is decision support — a pre-trade checklist with TAKE, WAIT, or PASS — not a tip sheet and not a promise of profit.

What do TAKE, WAIT, and PASS mean?

TAKE means the setup and timing look aligned within product risk rules. WAIT means the idea may be fine but entry conditions have not cleared. PASS means risk does not justify acting now. None of these are guarantees of profit.

Do I need to link my bank account?

No. You can use Quick Check without linking a bank. If you choose portfolio features later, linking runs through Plaid — we never see or store your bank login.

Is this investment advice?

No. RichesReach provides educational information and decision-support tools. It is not individualized investment advice and does not guarantee results. Investing involves risk, including possible loss of principal.

How many free scans do I get?

One Quick Check each week on the free plan. Pro unlocks unlimited checks plus WAIT → TAKE monitoring alerts.

Can I cancel Pro anytime?

Yes. Manage your subscription through the billing provider shown at purchase. For iPhone subscriptions, use Settings → Apple ID → Subscriptions; Apple handles billing. For Android, use the subscription-management option in your app when available, or contact support.

Does RichesReach use real market data?

Yes. Apex uses live and historical market data to score setups. The weekly ledger on this site also compares recent calls against real end-of-day prices.

Is my financial data safe?

Account linking uses Plaid. Data in transit is encrypted. You can revoke access anytime from the app or Plaid's consumer portal. See our Privacy Policy for details.

TAKE A CLEARER PERSPECTIVE WITH YOU

Your next move.
With more context.

Get RichesReach. Try one Quick Check free each week.

Important disclosure

RichesReach provides financial education, market information and decision-support tools powered by Apex. It is not individualized investment advice. TAKE, WAIT and PASS are product decisions, not guarantees of profit or loss. Nothing on this site is a recommendation to buy or sell any security. Investing involves risk, including possible loss of principal.